A small business can shop off-exchange through a broker, buy a small-group plan...

https://www.play-bookmarks.win/small-businesses-can-shop-off-exchange-by-working-with-a-broker-contacting

A small business can shop off-exchange through a broker, buy a small-group plan directly from a carrier, or consider an HRA for individual coverage. Before comparing premiums, check whether employees’ doctors and preferred hospitals are in-network.