Florida hurricane deductibles are percentage-based: on a $500,000 home, 2%, 5%...

https://harpersnewinsight.brightsora.com/posts/how-do-i-protect-my-rolex-if-my-house-floods-during-hurricane-season

Florida hurricane deductibles are percentage-based: on a $500,000 home, 2%, 5% or 10% means $10,000, $25,000 or $50,000 out of pocket