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Disposition routing in the first 72 hours determines claim success after water damage

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Filing a water damage claim hinges on salvage triage—the classification and routing of damaged materials—completed within 72 hours of discovery. Your insurer needs documented evidence of what was lost, what was salvageable, and what required disposal

Your 50 Percent Repair Threshold Determines Whether Fixing or Replacing Makes Financial Sense

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Fixing a washing machine is typically cheaper than replacing it when the repair cost stays below 50 percent of the replacement price and your appliance is less than halfway through its expected lifespan