Small businesses can shop off-exchange through a broker, directly with...

https://www.tradersdna.com/the-best-ways-to-find-small-business-health-insurance-outside-the-marketplace-exchange/

Small businesses can shop off-exchange through a broker, directly with carriers, or by comparing small-group plans. Before choosing, check whether employees’ doctors and hospitals are in-network; a low premium won’t help if their care is out of reach.